Claim Your Cooler!
| |
|||||
| weight loss | |||||
| BERITA | |||||
|
Study Reveals Best Time to Eat to Lose Weight - VOI.id
Recent studies reveal limiting daily meal time can be a key to effectively losing and maintaining weight.
|
|||||
|
Ngantuk, Begah, dan Mudah Lelah? Bisa Jadi Tanda Metabolisme Tidak Seimbang
... Weight Loss? Here's What Doctors Say and How it Works · Mengenal Alopecia ... Management Team Investor Relation Career. Hospitals. Tangerang ...
|
|||||
|
Spesialis Gizi Ingatkan GLP-1 Wajib Didampingi Dokter dan Dibarengi Perubahan Gaya Hidup
“Sehingga, sebelum memulai program weight loss atau bahkan yang ... Pada Edric, Eriska, bahkan, pada Tissa sekalipun, kata Cipuk, tengah dilakukan ...
|
|||||
|
Can Exercise Trigger the Desire to Consume Salty Food? This is What Experts Say - VOI.id
This is caused by the loss of sodium through sweat during physical activity. ... Weight · | INFO SEHAT · Study Reveals Best Time to Eat to Lose Weight.
|
|||||
| Lihat hasil lainnya | Edit notifikasi ini | |||||
| Anda menerima email ini karena Anda telah berlangganan Google Alerts. |
Terima notifikasi ini dalam bentuk feed RSS |
|
Kirimkan Masukan
|
|
Steps for test reports soft copy: Go to Orders>>track Order>>the availed health check order will also have the soft copy of your test reports. 91. Will I be notified once my test report soft copy is uploaded on my profile? Yes, you will receive an email on your registered email id that your reports are available. 92. How many days in advance do I need to book an appointment? This depends on the availability of the diagnostic centers. During periods of high demand, the slots may not be available for at least 2 days from the date of the booking. 93. How confidential is my personal and health related information with MediBuddy? Medibuddy understands the importance of your privacy and is committed to make sure that your personal information remains private and completely confidential. 94. How is the confidentiality of our medical information handled by the vendor? Only de-identified data is shared with your organization to enhance employee healthcare programs. MediBuddy will not share individual, identifiable health information with Adobe. 95. Will my Manager, HRD or Adobe receive the results of my testing? No. Every aspect of the MHC program is treated with high confidentiality between you and MediBuddy. 96. My preferred diagnostic center at my location is not available in the MediBuddy Portal. How do I book my health checks? The Master Health Check package includes a comprehensive battery of tests and is offered at a discounted price. We have empaneled the best Diagnostics Centers and Hospitals for this purpose. In addition to this, you can complete your health check at the comfort of your house by selecting the Home Sample Panel. Medical centers are empaneled to service Adobe health check packages based on the availability of all facilities, capability to conduct corporate health checks and various other parameters. Upon successfully passing all the abovementioned parameters, the medical center can be empaneled. 97. What is covered under Diagnostics & Preventive Tests? All Diagnostics & Preventive Tests are available on our MediBuddy platform. 98. Who is covered in the family to avail the service? It can be done for Self+Spouse / partner, 3 Children (Dependent children up to 25 years, Parents/Parents in Law). Only consultation can be covered under cashless through Medibuddy portal/app. However, procedures to be claimed for reimbursement through Medi Assist. 99. Are COVID tests covered in the OPD benefits through both reimbursement and cashless modes? Yes, COVID-19 tests are covered. 100. What is the TAT (turn-around time) for the reports? The reports will be shared in 24-48 hours (Depends on the criticality of the situation) 20 101. Based on Covid tests results, can we get tele consultation? You can avail the unlimited tele consultation with the doctor. 102. Are dental implants or braces covered under OPD policy? No dental implants or braces are not covered under the policy. Dental implants include Cap, Crown, Bridge etc. In dental you can claim for consultation, cleaning, root canal treatment, scaling and simple tooth extraction. Please note doctor prescription is mandatory. 103. If the doctor prescribes for a few tests. Can it be clubbed with a Health checkup package where few more tests are included along with prescribed tests? Is it admissible under OPD policy? No. Any Health check-up or preventive health check-up/packages are not admissible under OPD policy. If an employee clubs the prescribed tests along with other tests, we will need a cost breakup of all tests included in the package to find out the payable amount only of the prescribed tests and the rest amount will be deducted. 104. What is the claim submission timeline under OPD policy? For the 2026-27 policy, OPD claims must be submitted within 90 calendar days from the date of first consultation. Kindly upload all relevant medical bills and documents on the Medi Assist portal within this 90-day period to ensure admissibility and timely processing of your claims. This is applicable for all the claims whether a single claim or recurring claim. Example: Letâs assume a claim with multiple consultations of 1st Apr, 15th Apr, 10th May, 20th May, 5th June, 15th Jun, 25th Jun and 10th Jul and the claim is submitted on 10th Jul. In this case the bill of 1st Apr will not be considered for processing as the same is falling beyond 90 calendar days from the date of first consultation. However, other bills will be considered for processing starting from 11th Apr (subject to all the documents having been submitted). 105. Why am I not able to book a health checkup for my dependents through Medibuddy wallet? Health checkups are not covered under the OPD limit. However, you can claim for any test which has been prescribed by the doctor due to any disease / illness. 106. Face serum has been prescribed to me by a doctor, is it payable in our OPD policy? No, any cosmetic treatment is not covered under the policy. 107. Are FEMITE SOLUTION expenses payable in our OPD policy? No, as per the policy FEMITE SOLUTION is not covered under OPD policy. 108. Whether hair loss related expenses are payable in our OPD policy? No, any cosmetic treatment is not covered under the policy. 109. What is the TAT for OPD claims? The TAT for OPD claim settlement is 10-12 working days from the receipt of all claim documents. 110.What is the timeline for processing IPD and OPD reimbursement claims? All IPD and OPD reimbursement claims will be processed and settled within 15 working days from the date of receipt of all required documents subject to no queries or investigation is raised from Medi Assist/Medi Buddy. Please note that no reimbursement claims will be processed in April due to the enrollment period being open. All claims will be settled by 20 May 2026. Therefore, we suggest using the cashless service as much as possible. 111. Are child vaccinations payable through the OPD policy? Yes, covered subject to submission of vaccination charts or doctorsâ consultation/prescription. E. Telemedicine 21 112. What are the benefits extended for Adobe employees on the MediBuddy portal / App? The benefits are Annual Health Check, Labs, Online Pharmacy, In person Doctor Consultation, Vision Care, Dental Care, and Online Doctor Consultations. 113. Where can I check for the available balance under the MediBuddy wallet? (OPD Sum Insured) Please log-in to the MB app or portal and you will be able to see the overall sum insured balance for all the OPD services at the top right corner of the home screen. 114. What are the limits for each of the OPD services provided by Adobe through MediBuddy Portal / App? There are no sub-limits for the individual OPD services that are covered in the OPD benefit under the Adobe health insurance plan. 115. Will there be a deduction from the cashless wallet if I avail teleconsultation with a doctor on the Medibuddy app? No, there will be no deduction. The telemedicine support on Medibuddy is sponsored by Adobe. Employees and their dependents can avail teleconsultation with doctors (generalists and specialists) on the Medibuddy app, without any payment/wallet deduction from your end. 116. Are in person doctor consultations also Adobe sponsored? No, for in person doctor consultations there will be a deduction from the employeeâs OPD wallet or in case of insufficient balance the employee can pay for the appointment and avail the service from Medibuddy. List of specializations: General Physician Pregnancy issues Weight Management Pediatrics Ear Nose and Throat Physiotherapist Cold and Fever Dental Infertility Dermatology Hair Scalp Care Lactation consultation Gynecology Diabetes Consult Endocrinology General Surgery Ophthalmology Hematology Lab Report Analysis Orthopedics Rheumatology Gastroenterology 117. Can in person doctor consultations at hospitals/clinics also be available on the Medibuddy app? Yes, you can book Doctor Consultation on portal/app and then avail the service. You can use the OPD wallet for charges towards such an appointment or pay on your own if your wallet balance is insufficient. 118. Can we get the tests prescribed by a doctor to be booked through the Medibuddy portal/app? Yes, you can book the lab tests that are suggested by a doctor through the Medibuddy app/portal. 119. Can we contact the same doctor for follow-up on Medibuddy? Yes, based on the slots and service availability you can rebook the appointment. 120. Will I get confirmation on the appointment bookings? There will be a confirmation letter sent to your registered email a day prior to the appointment. 22 121. Can a Tele consultation be made on a number other than the Registered Mobile Number? Yes, you can use your preferred number that you may want the doctor to call you. 122. What must be kept ready by the member before the doctor consultation? If there are any lab reports and if you want to seek advice the same can be shared via the chat before you proceed with the call. 123. Does the service provide 24/7 teleconsultation service? Yes, you may call the doctor round the clock anytime. 124. Will the prescription shared with MediBuddy remain confidential? All information provided to MediBuddy & all services provided by MediBuddy will remain confidential. Section D: Enrollment Process 2026-27 125. What would be the Window Period available to employees to enroll? For existing employees, this is the only opportunity to enroll in a new policy or renew the current policy. All regular employees are eligible to enroll their dependents in the annual enrollment cycle scheduled from 1st April, 2026 to 20th April, 2026. For New Hires/Transfers, addition/enrolment of dependents is to be done within 15 days from the date of receiving the welcome mailer to ensure coverage of dependents from the date of joining/transfer (international transfer). In case of a life event, you will be given a window period of 45 days from the date of event (date of birth/date of marriage/adoption* or date of marriage) to add/update dependent details. This is as per the Insurersâ guidelines. Post confirming the enrollment on the portal, you shall receive an acknowledgment email from Medi Assist, India. * Parents can enroll the adopted child only after receiving the legal decree from court. 126. How to enroll the dependents? Kindly refer to Enrollment User Guide available on Adobeâs Benefits portal. 127. Can I enroll 3 children under the Adobe health insurance policy? Yes, you can enroll three dependent children up to age 25. However, children who have a disability can be covered in health insurance without the age limit subject to submission of disability certificate and approval from the insurer. 128. What is the last date for enrollment & payment of Top Up Health Insurance over? The last date for enrollment & payment towards premium of Top Up Health Insurance (for all existing employees) is 1st April, 2026 to 20th April, 2026. The Employees joining post 20th April 2026 can opt for Top Up Health Insurance, within 15 days from their date of joining. 129. Can existing employees enroll in the Top Up Health Insurance cover, post 20th April 2026? No. The employees need to enroll for Top Up Health Insurance plan between 1st April, 2026 to 20th April, 2026. The employee needs to make sure the NEFT payment for the same is done between 1st April, 2026 to 20th April, 2026 and accordingly risk shall commence. 130.What happens if I make a hospitalization/OPD claim for a dependent during the enrollment period but then need to delete/change the dependent during the enrollment period? In case you have made a hospitalization claim, OPD claim, OPD cashless transaction for a particular dependent during the enrollment period, you cannot delete/change that dependent during the policy year, the same dependent will remain a part of the policy till the end of the policy year. 23 131. What is the process of making payments for Voluntary Top up/Modular Top up/Critical Illness Plans? Existing employees who wish to buy Voluntary Top up/Modular Top up/Critical Illness plans must make premium payment between 1st April, 2026 to 20th April 2026. Payment must be made directly to the Insurerâs account through NEFT/QR Code/Credit Card/Debit Card. You will find all the details at the Medi Assist portal/app. Once payment is done, please upload the payment screenshot on the portal/app under the âUpload UTRâ tab/screen. Note: Please note that credit card transactions would incur an additional cost of .75% which needs to be borne by the employee. Below you will find the NEFT details for ready reference. Sr. PARTICULARS DETAILS 1 Name and Address of the Beneficiary United India Insurance Company Limited 2 Account No. of Beneficiary 200999095210500300ADOBEXXXXXXX 3 Account Type Current Account 4 Name and Address of the Bank Branch (where payments are to be sent) INDUSIND BANK No.3, Village Road Nungambakkam, Chennai â 600034 5 IFSC Code of the Bank Branch for RTGS mode INDB0000007 6 Email ID of Beneficiary for advice of payment by bank meghnaVyas@uiic.co.on, ashishrajora@uiic.co.in 7 MICR Code 600234002 8 PAN No. AAACU5552C 9 GST No. 07AAACU5552C1ZL *Note: XXXXXXX -- Please enter your employee number (no space do not put the 0s before the emp id. E.g. if the id is 00317663, please put 317663 as the emp id) 132.If I enroll for Top-up Health Insurance between 1st April 2026 to 20th April 2026 but miss the deadline for payment between 1st April, 2026 to 20th April, 2026, what is the impact on my Top -Up Health Insurance cover. If the payment is not made between 1st April 2026 to 20th April 2026, the coverage will not be applicable despite enrollment in the portal, the same will be canceled. 133. When will I get my 80D certificate? The 80D certificate /receipt will be uploaded to the portal within 60 days from the date of your NEFT payment. Note: Subject to reconciliation of the data. 134. Is Midterm enrollment allowed on Top Up Health Insurance cover? Yes, it is allowed but only for the new member additions i.e., newborn and spouse or partner (same gender) within the period of 45 days from the date of the event. 135.How new joiners joining within/outside the enrollment period (1st Apr 2026 â 20th Apr 2026) will be covered in policy? All new joiners will get mail from Medi Assist within 15 days of their joining. Employees can enroll their dependents and opt for Top-up and Modular Top-up plan by paying premium directly to United India Insurance Co. Ltd. Enrollment needs to be completed within 15 days from the receipt of the mail. Failing this, employees would not be able to add the dependents till the end of the policy i.e., 31st March 2027. Section E: Filing A Claim 136. What does the Claim document constitute? a. Signed Claim Form 24 b. KYC Documents of the employee and patient c. Discharge Summary/Card d. All Investigation reports e. Prescriptions for all investigation f. Prescription for medicines g. Invoice with sticker of implant / IOL if used h. Bills for medicines & investigations with break up i. Hospital Bill & Receipt (Original) with Revenue Stamp, and the hospital's registration number. j. Hospital registration certificate copy k. One cancelled cheque with your name printed l. Indoor Case Papers m. Any other documents requested by Insurer/TPA Important â Please always refer to claim submission checklist at Medi Assist portal before submitting a claim. 137. Where do I submit my IPD claim documents? You may submit your IPD claim online at Medi Assist portal. Hard copies of original documents are not required for settlement, but you may keep the same till your claim got processed and settled. Originals may be required if the insurance company asks for it in the future for an audit purpose. 138. What is the process of making an online reimbursement claim? Please refer to the user manual of Medi Assist available on Medi Assist Portal. 139. What is the timeline to submit hospitalization claims for reimbursement? Hospitalization: In case of claim reimbursement (non-network hospitals) pre-hospitalization and main hospitalization expenses should be submitted within 30 days from the date of discharge online at Medi Assist portal as 1st claim, and the related post hospitalization claims should be submitted online as well within 7 days from the completion of the treatment or 60 days from the date of discharge whichever is earlier. In case of cashless (network hospitals) pre and post-hospitalization, claims should be submitted as one claim within 7 days from the completion of the treatment or 60 days from the date of discharge whichever is earlier. 140. What are the exclusions in the Group Hospitalization policy? What are these non-medical expenses? Kindly refer to the GMC Policy document available on Adobeâs Benefits Portal. Non-Medical Expenses (NME) that the Insurer does not pay for, the detailed list is available on the MEDI ASSIST portal. Apart from that any instrument charges claimed other than OT charges are not covered. A few examples are unsterilized gloves, extra diet, telephone expenses, toiletries, disinfectants, documentation charges, admission charges etc. 141. What is the timeline to avail the medical reimbursement? To avail the medical reimbursement, it is important for you to submit the claim online (through Medi Assist portal or Maven app). After claim is submitted, it will then take 15 days for processing and 7 days for Bank Transfer (i.e. close 30 days). However, the timeline might differ in different cases. In case MEDI ASSIST team requires further documentation to verify/investigate the issue, there will be a delay in processing. 142. Who should I contact for any medical insurance related queries? For Enrollment related queries Location SPOC Name Email id Contact Number MEDI ASSIST SPOC Noida Kamal Agnihotri kamal.agnihotri@mediassist.in 91-93648-97990 MEDI ASSIST SPOC Bangalore Basavaraj Rachappa basavaraj.rachappa@mediassist.in 91-89513-86618 25 Escalation 1 Ritika Anand ritika.anand@mediassist.in 91-8951970605 For escalation in relation to Enrollment queries Location SPOC Name Email id Contact Number Noida Satyam Bhalla adobe.nda@marsh.com 91-86557-50082 Bangalore Madhusudan G Adobe.blr@marsh.com 91-89768-35512 Escalation 1 Naresh Kumar Naresh.kumar@marsh.com 91-72900-37939 Escalation 2 Rachit Baijal rachit.baijal@marsh.com 91-72900-89449 General Queries round the year -- Managed by Medi Assist Toll Free No. 18002100404 Timings 9.30 a.m. to 6 p.m. Monday to Saturday For General Queries All dayâs 24/7 ONLY For Emergency Claims Management round the year Location SPOC Name Email id Contact Number Timings 9.30 a.m. to 6 p.m. Monday to Friday but in case of emergency we are reachable all 7 days. Noida Satyam Bhalla adobe.nda@marsh.com 91-86557-50082 Bangalore Madhusudan G adobe.blr@marsh.com 91-89768-35512 Escalation 1 Naresh Kumar naresh.kumar@marsh.com 91-72900-37939 Escalation 2 Rachit Baijal rachit.baijal@marsh.com 91-72900-89449 Section F: Cashless process 143. What would be my proof of identification that Network Hospitals require? The MEDI ASSIST e-Card will be your proof of identification. This will help the network hospitals to allow access to credit facilities. The hospital will ask for any Government Photo ID Proof for identity check. 144. What is GIPSA package GIPSA (General Insurance Public Sector Association) is a group of four public sector insurance companies in India that offers standardized packages and rates for common medical procedures, ensuring better utilization of sum insured and protecting customers from being overcharged 145. What is Pre-Authorization? Pre-authorization is a process that needs to be completed prior to hospitalization. The forms for the same will be available with the Hospital TPA/Insurance Desk and on the MEDI ASSIST portal. The form needs to be filled with the help of the treating doctor. This form contains details like treating physician and hospital*, details of diagnosis*, treatment 26 proposed*, past history, estimate expenses*, signature of the treating physician*, etc. MEDI ASSIST medical team will then evaluate the same based on medical and policy grounds. * If complete details are not made available in the form, then the ability to extend credit (in the case of a network hospital) or claim eligibility (in the case of an out-of-network hospital) will be affected. Note: Pre-authorization is mandatory at network hospitals, and it helps employees to know whether such hospitalization expenses will be payable under insurance. 146. What is a Letter of Credit? On approval of pre-authorization, "a Letter of Credit" will be sent to the hospital (only if it is on MEDI ASSIST network). The letter authorizes the hospital to extend credit for all medical expenses during hospitalization. Therefore, to use the cashless hospitalization service it is very important for you to follow the pre-authorization process. 147. What is a Network Provider and how do we identify them? Based on certain parameters, MEDI ASSIST has tied up with hospitals across the country so that members can avail of cashless hospitalization facilities. To locate a network hospital â Visit MAven portal and check the network hospitals covered. 148. Does that mean that we cannot avail treatment in a hospital of our choice? You can avail treatment in any hospital within the country, but the cashless facility will be available only at the network hospitals. Moreover, the collection of bills and related documents in case of a network hospital will be done by Medi Assist, whereas in case of hospital outside Medi Assist Network, you will have to collect all the original documents at the time of discharge along with hospitalization registration certificate copy and send it to MEDIASSIST Office. 149. Will employees be covered for pre-hospitalization and post hospitalization expenses? Yes, employees will be covered for pre-hospitalization expenses incurred 30 days prior to date of admission and post hospitalization expenses incurred up to 60 days from date of discharge relating to the illness for which employee has been hospitalized, provided that the ailment is covered under the policy. This is applicable for all eligible treatments other than maternity. No credit will be offered for these expenses. Reimbursement of these expenses is possible only on the production of complete and detailed bills and documents relating to the same. 150. What expenses are payable as a part of pre-hospitalization and post hospitalization expenses? Consultation charges, prescribed medicines, prescribed investigations, physiotherapy sessions (after surgery), etc. 151. Will my parents/parents in law be covered for pre-hospitalization and post hospitalization expenses? Yes, your parents/parents in law will be covered for pre-hospitalization expenses incurred 30 days prior to hospitalization and post hospitalization expenses incurred up to 60 days after hospitalization relating to the illness for which s/he has been hospitalized, provided that the ailment is covered under the policy. This is applicable for all eligible treatments other than maternity. No credit will be offered for these expenses. Reimbursement of these expenses is possible only on production of complete and detailed bills and documents relating to the same, within the timelines specified. 152. What if the cost exceeds the level of hospitalization insurance cover under the new Adobe Health Plan? In such a situation you will be liable to pay the differential amount. Medi Assist will inform the hospital about your eligible amount, and they will recover the amount over and above the credit amount from you directly. The sum insured per family is INR 700,000 per annum. Employees have the option to opt for top-up sum insured of INR 1,00,000, 2,00,000, 3,00,000, 4,00,000, 5,00,000, 7,00,000, 10,00,000, 15,00,000, 20,00,000, 25,00,000 and 30,00,000 during this renewal window period, for which premium needs to be borne by the employee. In such a scenario, where the base sum insured of INR 7,00,000 gets exhausted, the top up sum insured will be utilized on the same terms as per your base cover. 153. What do I do in case of hospitalization in my family? 27 28 â In case of planned hospitalization - Call on the helpline numbers of MEDI ASSIST to inform when you or your nominated dependent needs hospitalization. This should be done at least 4 days prior to the date of admission. MEDI ASSIST will guide you on the pre-authorization process. Toll-free:1800-210-0404, Email: adobe.nda@marsh.com for Noida adobe.blr@marsh.com for Bangalore â In case of an emergency hospitalization - Kindly call the helpline numbers as mentioned above for any urgent assistance within 24 hours. In case it is not possible for you to do the pre-authorization, the MEDI ASSIST Cashless Team will follow up with the hospital (in network hospital only) for the same. MEDI ASSIST network hospital will get in touch with the Cashless Team if they are informed that the injured/patient is a member of MEDI ASSIST health Plans. MEDI ASSIST will be able to extend credit (in Network hospital) for the hospitalization only after the preauthorization is complete and eligibility is determined. MEDI ASSIST will then send a "Letter of Credit" to the selected "network hospital". Section G: In Case of Employee Exit 154. What happens if I decide to leave the Organization right after enrolling my parents in the base plan? This benefit is available till the time you are an employee of Adobe, post separation from the company coverage for yourself and your dependents (spouse/same-sex partner, children and parents/parents-in-law) will be discontinued. Employees do have the option to migrate the base plan to retail plans by paying the premium applicable. 155. Will I be able to migrate the base policy from Group to Retail if I plan to quit Adobe? Yes, this option is available to you provided you send an e-mail to ashish.rajora@uiic.co.in at least 30 days prior to your last working date with your Adobe Emp. ID and last working date information and your intention to migrate the policy from Group to Retail. The premium will be borne by you and all benefits as per the Retail Plan will be applicable. Migration allows the benefit of continuity and reduces/removes the waiting period to the extent of the period of services and insurance cover at Adobe. 156. Will I be able to claim from the policy after I quit Adobe? No, this benefit is available till the time you are an employee of Adobe, post separation from the company coverage for yourself, spouse/same-sex partner, children and parents/parents in law will be discontinued 157. What happens to my top-up and modular plan coverage in case I quit Adobe? In case of exit from the organization, top-up plan coverage will be continued until expiry of the policy. Post separation from Adobe till the expiry of Super Top up Policy, the member will have to bear the cost of deductible (INR 7,00,000 in case of self, spouse and children & INR 5,00,000 in case of parents / in-laws) to avail the Top Up sum insured. Modular plan will not be active after exit from the organization. 158. Will Medi Assist continue to be the TPA for the Adobeâs top up policy even after I quit Adobe and migrate the plan? After migration of policy from group to retail plan, TPA will be appointed by the insurer for the retail policy. It can be Medi Assist or any other TPA. However, for the top up policy you purchased at Adobe, Medi Assist will continue to be the TPA till policy expiry i.e., 31st March 2027. 159. Who will be the TPA contact points for Adobeâs top up policy after leaving Adobe? Contact points will remain the same for Medi Assist TPA. 29 160. Will the premium be refunded in case of exit from the organization? There will be no refund on top up/modular top up premium if employees exit the organization. However, top up coverage (if taken) will be available till the end of the applicable policy year, as per Top Up policy terms and conditions. IMPORTANT â Documents shall be reviewed and updated at regular intervals without any notice or email to employees. Employees are requested to review the policy on a real-time basis. --------------