Jumat, 06 Juli 2018

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Dear Editor, For immediate release: Allianz honours A greed V alue for private car owners Kuala Lumpur, 21 N0vember 2016 - Is my car insured according to current market value? How much should I insure it for? Have I underinsured or overinsured my vehicle? These are some of the recurring questions that continue to plague motor policyholders when the time comes to renew their annual motor policies. Allianz General Insurance Company (Malaysia) Berhad (Allianz General) recommends that private car owners insure their vehicles based on the company's Agreed Value system to ensure reliable protection and peace of mind . "The A greed V alue is the amount agreed by Allianz General and the policyholder for the car insured ( based on underwritin g requirements ) while the market value is the current value of the vehicle in the market. If you insure your car based on Allianz A greed V alue, we will honour that amount even if the market value of the vehicle is lower in the event of theft or total loss , " sa ys Zakri Khir, Chief Executive Officer of Allianz Malaysia Berhad and Allianz General Insurance Company (Malaysia) Berhad. Zakri explained that if a vehicle is insured based on the market value, the claimant will only receive the amount equivalent to the current market value of the vehicle at the time of loss and this is usually much lower due to depreciation of the car. "For example, if your vehicle is insured for RM9 5 ,000 under our Agreed Value and the market value drops to RM80 ,000 , we will still pay you the full RM95,000 ," said Zakri , adding that the insured are actually protected over the depreciation value of the vehicle. Furthermore, policyholder s do not have to worry about underinsuring their vehicle s . Zakri clarified tha t the Agreed Value only applies for private cars and there are terms and conditions that first need to be met before the Agreed Value is offered to the policyholder . " Ensuring the right cover for your car is important and we would like to see more of our policyholders insure their vehicles based on the Agreed V alue," he said, adding that private car owners need to be aware that there is an option for them and choose an insurance company with a proper A greed V alue system in pl ace . ar Bond Applicant: Thank you for applying with Great National In surance Underwriters, Inc. for the surety bond of your company. In the interest of providing each and ev ery customer with adequate, appropriate and reliable coverages (Surety, Property & Casualty, Group Life Insura nce, etc.), we are asking you to place all your insurance with our agency. Your application will be cons idered and reviewed by our surety company after you have submitted a complete applic ation package to our agency. The materials that follow are intended to streamline the information gathering process to det ermine the contractor's "CHARACTER," "CAPACITY," and "CAPITAL" to enable the contract bond underwriter to reach a positive decision. If you have any questions, please don't hesitate to ask and thank you for giving Great National Insurance Underwriters, Inc. the opport unity to consider your account for bonding. Sincerely, Dear Dr.: As you know, the Medical Staff Bylaws and the Board of Medical Ex aminers require all members of the Medical Staff to maintain $1,000,000/$3,000,000 in malpractice coverage. It is our obligati on to ensure that all members of the Staff are properly insur ed. We do, however, understand how difficult today's ma rket is for malpractice coverage. If there is anything that the Hospital can d o to assist you in securing coverage, please do not hesitate to contact me at (201) 447-8625 or Robin Goldfischer, Esq., Vice Presid ent of Legal Affairs at (201) 291-6184. Please be advised that due to the current ma lpractice crisis in the state, it is critical that we have proof of coverage on fil e in Medical Staff Administration on the first day of the policy. Your current malpractice coverage will expire on or before < insurance_end_date> . Please fax proof of current coverage to Ms. E ileen Fiengo at (201) 251-3387 or email it to efiengo@valleyhealth.com (attention Eileen Fiengo) as soon as possible to ensure that there will be no interruption to your privileges at Valley Hospital. P LEASE N OTE : A S PER THE M EDICAL S TAFF B YLAWS , YOUR CERTIFICATE WILL NOT BE ACCEPTED UNLESS T HE V ALLEY H OSPITAL IS NAMED AS A "C ERTIFICATE H OLDER ". Thank you for your anticipated cooperation. Sincerely, John Preolo, CPMSM Manager Medical Staff Administration

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